This will either be the best election day ever or the worst election day ever. I have either just purchased a home and will have an awesome governor of my state and we will have a good USA president, or I have just put my livelihood and credit on the line. For if we get the evil dude for governor, I will more than likely have my job at stake because he hates public school teachers. And if that other evil dude becomes president, he hates independent women, school teachers, and most other folks. So that is gonna leave me up a creek too with out a paddle. We shall see. Papers will be filed tomorrow as the seller had a couple more docs to sign. Hopefully get keys tomorrow or Thursday!
THIC
Showing posts with label Mortgages. Show all posts
Showing posts with label Mortgages. Show all posts
Tuesday, November 6, 2012
Saturday, August 25, 2012
I Went to this 5 Hour Seminar on Home Buying...
I went to this 5 hour home buying seminar. No, I did not do it on purpose or because I wanted to. I had to because of the government program I am using to be able to buy a home. A special teacher program where they loan you some money for a down payment. No free rides here peeps.
You would think in this 5 hours, they would show you step by step what buying a home looks like. The process, the things you have to pay (what some might call the hidden costs), etc. Oh no.
So here I am floundering with no money. Right before the school year starts trying to find escrow money, inspection money, and on the horizon it looks like appraisal money, credit check money, and anything else. On closing, I have to come up with 2 months of Condo dues money.
My complaint comes in the form that I was told by my first loan officer that the only money I had to worry about was the inspection money. I can't be too mad at him because I would have never been buying something if I had not run into him at the bank. He was the one who new about the government program. No other banks (BECU, USAA, etc) had a clue about the government program.
More on this later. I am tired.
THIC
You would think in this 5 hours, they would show you step by step what buying a home looks like. The process, the things you have to pay (what some might call the hidden costs), etc. Oh no.
So here I am floundering with no money. Right before the school year starts trying to find escrow money, inspection money, and on the horizon it looks like appraisal money, credit check money, and anything else. On closing, I have to come up with 2 months of Condo dues money.
My complaint comes in the form that I was told by my first loan officer that the only money I had to worry about was the inspection money. I can't be too mad at him because I would have never been buying something if I had not run into him at the bank. He was the one who new about the government program. No other banks (BECU, USAA, etc) had a clue about the government program.
More on this later. I am tired.
THIC
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